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EXISTING LOANS

CAN I MAKE A PART PAYMENT BEFORE MY LOAN REPAYMENT DATE?

Yes, you can make part payment.

CAN I MAKE AN EARLY REPAYMENT ON MY LOAN?

Yes, you can. Inasmuch as you are paying the total outstanding principal and interest at the time you are paying.

HOW LONG DO I HAVE TO WAIT AFTER REPAYING A LOAN IN FULL BEFORE I CAN REAPPLY FOR A NEW ONE?

You can reapply any time after your loan has been settled.

CAN I HAVE MULTIPLE LOANS?

Yes, you can. Subject to maximum loan ceiling.

I WANT TO BORROW MORE MONEY TO MY EXISTING LOAN, HOW CAN I DO THIS?

Yes. You can top up on your existing loan after you have made 50% payments on an existing loan without a default. You will also need to provide your updated bank statement and issue new postdated cheques.

CAN I EXTEND MY LOAN TENURE?

Yes, but this will be subject to additional interest charges, written instructions from you and review of documents showing ability to repay over an extended period.

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