CAN I MAKE A PART PAYMENT BEFORE MY LOAN REPAYMENT DATE?
Yes, you can make part payment.
CAN I MAKE AN EARLY REPAYMENT ON MY LOAN?
Yes, you can. Inasmuch as you are paying the total outstanding principal and interest at the time you are paying.
HOW LONG DO I HAVE TO WAIT AFTER REPAYING A LOAN IN FULL BEFORE I CAN REAPPLY FOR A NEW ONE?
You can reapply any time after your loan has been settled.
CAN I HAVE MULTIPLE LOANS?
Yes, you can. Subject to maximum loan ceiling.
I WANT TO BORROW MORE MONEY TO MY EXISTING LOAN, HOW CAN I DO THIS?
Yes. You can top up on your existing loan after you have made 50% payments on an existing loan without a default. You will also need to provide your updated bank statement and issue new postdated cheques.
CAN I EXTEND MY LOAN TENURE?
Yes, but this will be subject to additional interest charges, written instructions from you and review of documents showing ability to repay over an extended period.