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LOAN APPLICATION

WHAT DO I NEED TO BE ELIGIBLE FOR YOUR LOANS? (EMPLOYED)

  • You should be between 24 and 60 years old.
  • You must have a verifiable monthly income.
  • You must have a clean Credit Bureau Report.
  • You must not have a history of returned cheques in your account.
  • One recent passport photograph (within the last 6 months)
  • Salary bank statement for the last 6 months (must be stamped by the bank).
  • NUBAN Cheque leaves for the duration of Loan
  • Staff Identification card
  • Letter of Employment, Confirmation or Promotion from Employer’s HR to Nexus Credits
  • Utility Bill (PHCN, Water bill, LAWMA bill) not older than 3 months
  • Valid Proof of Identification (current Passport, National Identification, Driver’s License or Voters ID)

WHAT DO I NEED TO BE ELIGIBLE FOR YOUR LOANS? (SELF EMPLOYED)

  • One recent passport photograph
  • Valid proof of government identification (International passport, National Identification card, Driver’s license, Voter’s card and National Identity Management Commission card).
  • Valid work identification card/Business card.
  • Most recent 6 months bank statement (Corporate and personal) signed and stamped by the bank
  • Proof of tax registration or receipt of payment.
  • Mean of repayment (NUBAN cheques only)
  • Utility Bill (PHCN, Water bill, LAWMA bill) not older than 3 months
  • A Guarantor – Guarantor requirements:
    • Guarantor must be a confirmed staff of a Bank
    • Most recent 3 months bank statement signed and stamped by the bank
    • NUBAN cheque leaves
    • Proof of employment
    • Valid work identification card.
    • Valid Proof of Identification (current Passport, National Identification, Driver’s License or Voters ID)
    • Recent utility bill (within the last three (3) months) (LAWMA bill, Water bill, Electricity bill).
    • Official email address.
    • Filled guarantor’s form

HOW DO I APPLY?

To apply, click here or visit our office located at 6, Saro Close, Off Karimu Kotun Street, Victoria Island, Lagos

WHAT IS THE MAXIMUM AMOUNT I CAN BORROW?

An individual can take loans up to N4,000,000.00

Business/ SME’s can take loans up to N25,000.000.00

DO I HAVE TO BE IN PAID EMPLOYMENT TO GET YOUR LOANS?

We have different loan packages to suit customers in paid employment and SMEs.

DOES SKYSTONE CAPITAL CARRY OUT CREDIT CHECKS?

Yes, your application is subject to a credit check before approval.

WILL THE DETAILS OF MY LOAN BE DISCLOSED TO A THIRD-PARTY

In a bid to collect on our loans disbursed, we reserve the right to contact your employers or next of kin about details relating to your loans with us.

HOW FAST CAN I GET THE MONEY AFTER APPLICATION?

After the submission of all necessary documents, the money will be transferred to you no later than 48 hours.

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