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REPAYMENT

HOW DO I MAKE A PAYMENT ON MY LOAN?

CHEQUES

The cheques deposited as part of your loan documentation will be presented to your Bank on your due date please make sure you have enough funds on your due date.

CASH

You can visit our Head Office on 6, Saro Close, Victoria Island, Lagos to make you cash payment

ONLINE

Make online transfers to any of our accounts:

Bank Diamond Bank Account

Name Nexus CR Corporate Investment Limited

Account number 0076742584

OR

Bank Skye Bank Account

Name Nexus CR Corporate Investment Limited

Account number 1771789715

Please state your name clearly as the depositor and ensure you notify us by e-mail to info@skystone.com 48 hours before your due date for your cheques to be retrieved.

HOW CAN I REAPPLY AFTER I HAVE PAID UP ON MY EXISTING LOAN?

You can reapply after liquidation if you had no returned cheque throughout the tenor of your loan. You will also need to provide only your updated bank statement and a new set of postdates cheques.

MY SALARY WILL NOT BE PAID ON THE DATE GIVEN WHAT DO I DO?

Ensure you notify Customer Services 3 business days before your due date with documentary evidence to support your claims. We will strive to retrieve your cheque in this instance from the clearing Bank, if the evidence is satisfactory.

We can only hold the cheque for 3 days, otherwise penal charges will be applied to your account after this date if payment is not made.

I CHANGED MY JOB. CAN I CHANGE MY REPAYMENT DATE?

Yes, you can change your repayment date, but it will be subject to review of proof of change of job and salary dates.

CAN I PAY UP MY LOAN BEFORE IT MATURES?

Yes, you can. No additional charges added. 

WHAT IS YOUR MAXIMUM DURATION?

FOR PERSONAL LOANS- 12 months

FOR SME’s LOANS-36 months

WHAT HAPPENS TO MY REMAINING CHEQUES WITH YOU ONCE I HAVE FINISHED PAYING ON MY LOAN?

Cheques on all loans that have been paid can be picked up from our head office after liquidation.

CAN I CHANGE MY MODE OF PAYMENT FROM DIRECT DEBIT TO CHEQUES?

Yes , you can. You are required to issue cheques and give an instruction to stop the direct debit on your account.

CAN I PAY CASH TO MY ACCOUNT OFFICER?

No, please pay to the bank or our head office.

How can i edit smart objects ?

Yes , you can. You are required to issue cheques and give an instruction to stop the direct debit on your account.

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